Target Heart Rate Zone Calculator

Enter your age and resting heart rate to see all 5 zones

Estimated Max Heart Rate
0
beats per minute (bpm)

1
Zone 1 · Very Light
Warm-up, cool-down, active recovery
—
50–60% HRR
2
Zone 2 · Light
Aerobic base, fat burning, endurance
—
60–70% HRR
3
Zone 3 · Moderate
Aerobic conditioning, tempo work
—
70–80% HRR
4
Zone 4 · Hard
Threshold, race pace, performance
—
80–90% HRR
5
Zone 5 · Maximum
Sprints, VO2max, peak intervals
—
90–100% HRR
Max HR
—
Resting HR
—
Heart Rate Reserve
—
Formula Used
—
Heart rate zones are estimates. Individual variation exists — always check with a doctor before starting intense training. Stop immediately if you feel dizzy, faint, or short of breath.

What Are Heart Rate Zones?

Heart rate zones are ranges of beats per minute (bpm) that correspond to different levels of training intensity. Instead of guessing whether you're going easy or hard, you look at your heart rate and let the number tell you. Zone 1 is very light — barely working. Zone 5 is maximum effort — sprinting, gasping, finishing in under 60 seconds.

Training in specific zones isn't a gimmick. Different intensities trigger different physiological adaptations. Low-intensity work builds your aerobic base and fat-burning capacity. High-intensity work builds speed, power, and VO2max. If you train every session at the same effort — usually "moderate but hard" — you shortchange both ends of the spectrum.

Heart rate training has been used by endurance athletes for decades. In the last ten years, it's become mainstream for recreational runners, cyclists, and gym-goers. Wearable heart rate monitors and smartwatches make it easy to track zones in real time during every workout.

How the Calculator Works

This calculator uses the Karvonen formula, which is more accurate than the simpler percentage-of-max method because it accounts for your resting heart rate.

The Karvonen Formula

Target HR = ((Max HR − Resting HR) × Intensity%) + Resting HR

The difference between your max and resting heart rate is called your Heart Rate Reserve (HRR). It reflects how much your heart rate can increase above baseline. Someone with a max of 190 and a resting of 50 has an HRR of 140. Someone with a max of 190 and a resting of 80 has an HRR of 110 — a big difference, even though their max is the same.

Using HRR, the calculator finds the heart rate range for each zone:

Zone% HRRPurpose
Zone 150–60%Warm-up, cool-down, active recovery
Zone 260–70%Aerobic base, fat burning, endurance
Zone 370–80%Aerobic conditioning, tempo work
Zone 480–90%Threshold, race pace, hard intervals
Zone 590–100%Sprints, VO2max, peak performance

Max Heart Rate Formulas

The old standby "220 minus age" is easy to remember, but it's not very accurate. Standard deviation is around 10–15 bpm, which means your real max could be significantly higher or lower than the formula suggests. Better options:

  • Tanaka: 208 − (0.7 × age) — more accurate for most adults, especially over 40
  • Gulati: 206 − (0.88 × age) — developed specifically for women
  • Classic: 220 − age — the traditional formula, still widely used

The only truly accurate way to find your max heart rate is a supervised stress test with an ECG, or a carefully executed field test (warm up thoroughly, then run or cycle at increasing intensity until you cannot continue). Most recreational athletes use a formula and adjust based on feel.

Pro tip: If you have a fitness tracker and have done a hard workout recently, your highest recorded HR is probably close to your true max. Use that as your "Manual Max HR" if it's higher than what the formula gives.

Zone 1: Very Light (50–60% HRR)

Zone 1 is barely working. Your breathing is easy, you can hold a full conversation without effort, and you could keep going for hours. This is where warm-ups, cool-downs, and active recovery sessions live.

It's easy to dismiss Zone 1 as "not real training," but it has real value. Light movement increases blood flow, promotes recovery between hard sessions, and helps clear metabolic waste. Athletes often use Zone 1 on rest days to feel better without adding fatigue.

Feels like: Very easy. Just above a walk.

Typical duration: 10–30 minutes for recovery, 5–15 minutes for warm-up/cool-down.

Zone 2: Light (60–70% HRR) — The Fat-Burning Zone

Zone 2 is the most talked-about zone in fitness — and for good reason. It's where the magic happens for endurance athletes and anyone trying to improve their aerobic fitness.

In Zone 2, your body burns the highest percentage of calories from fat. It also builds mitochondrial density, capillary networks, and aerobic enzymes — the physiological foundation of endurance. Elite runners, cyclists, and triathletes typically spend 70–80% of their training time in Zone 2.

Zone 2 is deceptively easy-feeling. Many beginners run too fast to stay in it. If you're breathing hard or can't hold a conversation, you're already in Zone 3.

Feels like: Comfortable, conversational, sustainable for hours.

Typical duration: 30 minutes to 3+ hours depending on fitness and sport.

Note: The "fat-burning zone" only refers to the percentage of calories from fat, not total calories burned. Higher-intensity zones burn more total fat because they burn more total calories — they just use a lower percentage from fat. For fat loss, total calorie balance matters more than the zone.

Zone 3: Moderate (70–80% HRR)

Zone 3 is comfortable-hard. You can speak in short sentences, but not hold a full conversation. It's the tempo pace that runners and cyclists use to build aerobic power — the ability to sustain a hard effort for a long time.

For years, coaches discouraged training in Zone 3, calling it the "gray zone" or "junk miles." The idea was that it's too hard to recover from quickly and too easy to build top-end fitness. More recent research has softened that view. Zone 3 has a real place in training — especially for people who don't have time for long Zone 2 sessions.

Feels like: Moderately hard. Breathing is deep but controlled. Sustainable for 20–60 minutes.

Typical duration: 20–60 minutes continuous.

Zone 4: Hard (80–90% HRR)

Zone 4 is threshold training. You're working hard — breathing is heavy, speaking is difficult, and you can only sustain the effort for a limited time. This zone trains your lactate threshold: the point at which your body produces lactate faster than it can clear it.

Improving your lactate threshold is one of the most effective ways to raise performance. It directly determines the pace you can sustain in a race. A 10K pace is roughly at or just above threshold for most runners, so Zone 4 work translates directly into faster race times.

Feels like: Hard. Talking is difficult. Sustainable for 10–30 minutes.

Typical duration: Intervals of 5–20 minutes with rest between.

Zone 5: Maximum (90–100% HRR)

Zone 5 is all-out. You're sprinting, gasping, and your legs are burning. Effort cannot be sustained for more than about 60–90 seconds at a time. This zone trains your VO2max — the maximum amount of oxygen your body can use during exercise.

Zone 5 work is typically done as short intervals (30 seconds to 2 minutes) with long recovery periods. A classic session might be 6 × 1 minute hard with 2 minutes easy between reps. Sprints, hill repeats, and short max efforts all live here.

For most recreational athletes, Zone 5 work should be limited to once or twice per week. It's very fatiguing and requires significant recovery.

Feels like: Maximum effort. You can't talk. You can barely maintain the pace for a minute.

Typical duration: 30 seconds to 2 minutes per interval, 4–8 reps.

How to Use Heart Rate Zones in Training

Here's the classic 80/20 pattern used by most endurance athletes:

  • 80% of training time: Zones 1 and 2 (easy, aerobic)
  • 20% of training time: Zones 3, 4, and 5 (hard, intense)

The idea is to train both ends of the spectrum — never living in the middle. Most recreational athletes do the opposite: they run at a "moderate" pace every session, which builds neither a strong aerobic base nor a high anaerobic ceiling.

A typical week for a runner might include:

  • 4 easy runs in Zone 2 (60–90 min each)
  • 1 tempo run in Zone 3–4 (20–30 min at effort)
  • 1 interval session in Zone 4–5 (6 × 3 min hard)
  • 1 long run in Zone 2 (90–120 min)
  • 1–2 rest days or Zone 1 recovery sessions

Heart Rate Zones for Fat Loss

The "fat-burning zone" is one of the most misunderstood concepts in fitness. Yes, Zone 2 burns the highest percentage of calories from fat. But percentage isn't the same as total. Zone 4 burns more total calories — and more total fat — in the same amount of time.

Here's a rough example for a 30-minute session:

ZoneCalories% from FatTotal Fat Calories
Zone 225060%150
Zone 440040%160

So Zone 4 burns slightly more fat in the same 30 minutes. But Zone 2 has two advantages that matter more over the long term:

  • It's less fatiguing, so you can do more total volume across the week
  • It builds aerobic fitness, which raises your daily calorie burn even at rest

The bottom line: for fat loss, the best zone is the one you'll do consistently. For most people, that's a mix — a lot of Zone 2, some Zone 4, minimal Zone 5.

Frequently Asked Questions

The Bottom Line

Heart rate zones turn training intensity into a number you can see on your watch. Instead of guessing whether you're going hard enough or too hard, you check your bpm and stay in range. Use the Karvonen formula for the most accurate zone estimates. Train mostly in Zone 2 for aerobic base and fat burning, add some Zone 4 for threshold work, and sprinkle in Zone 5 for top-end speed. Aim for an 80/20 split between easy and hard training — and remember that whatever your zones say, feeling good matters more than any number on a screen.