Syedali Mallikar, founder and author of ichihu
Syedali Mallikar
Founder & Author, ichihu.com

Syedali Mallikar builds free, privacy-first online tools that help people make better everyday decisions. He reviews every calculator and article on ichihu for accuracy, clarity, and responsible use.

Effective date: January 15, 2026 · Last updated: January 15, 2026

General Disclaimer

The information, calculators, tools, and content provided on ichihu.com (referred to as "the Website," "we," "us," or "our") are for general informational and educational purposes only. All content is provided in good faith and is believed to be accurate at the time of publication.

By accessing and using this Website, you accept and agree to the terms of this disclaimer. If you do not agree with any part of this disclaimer, please discontinue use of the Website immediately.

We make every effort to ensure the accuracy and reliability of the tools and information on this Website. However, we cannot guarantee that all information is always complete, accurate, or up to date. Use of any information or tool is strictly at your own risk.

Read carefully: The tools and information on ichihu.com are not a substitute for professional advice from qualified doctors, dietitians, financial advisors, lawyers, or other licensed professionals. Never disregard professional advice or delay seeking it because of something you have read or calculated on this Website.

No Professional Advice

Nothing on ichihu.com constitutes medical, legal, financial, tax, investment, or any other professional advice. The calculators and articles we publish are educational tools designed to help you understand general concepts and perform common calculations.

Every individual's situation is unique. Factors that apply to one person — such as age, medical history, income, debt, tax bracket, or lifestyle — may change the appropriate decision or calculation for you. Only a qualified professional who understands your specific circumstances can provide advice tailored to your situation.

Before making any decision that could affect your health, finances, or legal standing, consult a licensed professional in the relevant field.

Health & Medical Disclaimer

Our health and nutrition calculators — including but not limited to the BMI Calculator, Calorie Calculator, BMR Calculator, Body Fat Calculator, Macro Calculator, Protein Intake Calculator, Water Intake Calculator, and Ideal Weight Calculator — provide estimates based on standard population-level formulas.

These estimates are not medical measurements and do not constitute a diagnosis. They cannot account for individual variation in metabolism, body composition, genetics, medical conditions, medications, or other factors that affect your health.

Consult a healthcare provider before starting any new diet, weight loss program, or nutrition plan — especially if you are pregnant, breastfeeding, under 18, over 65, taking medication, or managing a medical condition such as diabetes, heart disease, kidney disease, or an eating disorder.

If you experience any concerning symptoms while following a diet or fitness plan — including but not limited to dizziness, fainting, chest pain, extreme fatigue, or shortness of breath — stop immediately and seek medical attention.

If you are experiencing a medical emergency, call your local emergency number immediately. Do not rely on this Website for emergency guidance.

Fitness & Exercise Disclaimer

Our fitness tools — including the One Rep Max Calculator, Pace Calculator, and Heart Rate Zone Calculator — provide estimates for informational purposes only. Individual performance in exercise varies widely based on training history, genetics, health, sleep, nutrition, and environmental conditions.

Attempting maximal lifts, sprint intervals, or high-intensity training without proper preparation, coaching, or medical clearance carries real injury risk. Heart rate zones are estimates based on age-predicted maximum heart rate and may not reflect your true physiological zones.

Do not attempt a true 1RM test or maximum-effort training without a spotter, proper warm-up, safety equipment, and adequate experience. Consult a physician before beginning any new exercise program, especially if you have cardiovascular, joint, or metabolic conditions.

Financial Disclaimer

Our financial tools — including the Compound Interest Calculator, Savings Calculator, Loan Calculator, and Retirement Calculator — are educational tools that illustrate how standard financial formulas work. They are not a substitute for personalized financial advice.

Financial projections are estimates based on the inputs you provide and the assumptions built into each calculator. Actual results will differ. Market returns are not guaranteed, interest rates change, inflation varies, and personal circumstances evolve.

Investment risk: Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. No calculation on this Website should be interpreted as a recommendation to buy, sell, or hold any security or financial product.

We are not a licensed financial advisor, broker, tax professional, or lender. We do not receive compensation from any specific financial product, and we do not endorse any particular investment strategy. Always consult a qualified financial professional about your specific situation before making decisions involving money.

Calculator Accuracy

We design our calculators using established formulas and, where possible, cite the underlying sources in the accompanying articles. However:

  • All calculators provide estimates, not precise measurements.
  • Results depend entirely on the accuracy of the information you enter.
  • Formulas produce population-level averages and may not reflect your individual circumstances.
  • Rounding, unit conversions, and browser differences can produce minor variations.
  • We do not independently verify every result and disclaim all liability for decisions made based on them.
Best practice: Use calculator results as a starting point for further research or a conversation with a professional — never as the sole basis for a health, fitness, or financial decision.

No Warranty

This Website and all tools, content, and services are provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied.

To the fullest extent permitted by law, we disclaim all warranties, including but not limited to:

  • Warranties of merchantability, fitness for a particular purpose, and non-infringement
  • Warranties that the Website will be uninterrupted, error-free, or free of viruses
  • Warranties regarding the accuracy, reliability, or completeness of any content
  • Warranties that defects in the Website will be corrected

You use the Website at your own discretion and risk. It is your responsibility to ensure that any tool, service, or information available through this Website meets your specific requirements.

ichihu.com may contain links to external websites or resources. These links are provided for convenience and informational purposes only.

We do not control, endorse, or take responsibility for the content, privacy practices, or accuracy of any third-party website. The inclusion of any link does not imply endorsement of the linked site or its operators.

When you leave ichihu.com via an external link, our disclaimer, privacy policy, and terms of service no longer apply. You are subject to the terms and policies of the website you visit.

Testimonials & Results Disclaimer

Any testimonials, user results, or examples shared on this Website reflect the personal experience of individual users. They are not a guarantee that you will achieve similar results.

Individual outcomes in health, fitness, weight management, and personal finance vary widely based on factors including genetics, medical history, effort, consistency, environment, and access to resources. Results described are not typical, and no specific outcome is promised or implied.

Limitation of Liability

To the maximum extent permitted by applicable law, ichihu.com, its owner, author, contributors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or in connection with your use of this Website.

This includes, without limitation:

  • Loss of profits, income, savings, or data
  • Health consequences resulting from reliance on calculator output
  • Financial losses resulting from reliance on projections or articles
  • Personal injury resulting from exercise or nutrition decisions
  • Any interruption, error, or defect in the Website or its tools

By using this Website, you agree that this limitation of liability is reasonable and reflects the fact that ichihu.com provides free tools without any corresponding financial return from you.

Advertising Disclosure

ichihu.com is a free website supported by advertising, including display ads served by Google AdSense and potentially other advertising partners. These ads help keep all of our tools free to use.

We do not directly endorse any product or service advertised on the Website. Advertisements are delivered by third-party ad networks and are targeted based on their own algorithms, not our editorial opinions.

Any interactions, transactions, or agreements you make with advertisers are solely between you and the advertiser. We are not responsible for the content, products, or services offered by third-party advertisers.

All content on ichihu.com — including text, calculator code, design, graphics, logos, and article material — is the intellectual property of ichihu.com and its author, Syedali Mallikar, unless otherwise credited.

You may:

  • Use the calculators for personal or professional decisions
  • Share links to our tools and articles
  • Quote short excerpts with proper attribution and a link back to the source page

You may not:

  • Copy, republish, or redistribute substantial portions of our content without written permission
  • Scrape, clone, or rehost our calculators on another website
  • Use our content for commercial purposes without authorization
  • Remove or alter copyright notices, authorship credits, or disclaimers

To request permission for reuse, please contact us via the contact page.

Changes to This Disclaimer

We reserve the right to update, amend, or modify this disclaimer at any time without prior notice. When we make changes, we will update the "Last updated" date at the top of this page.

Your continued use of the Website after any changes to this disclaimer constitutes your acceptance of those changes. We encourage you to review this page periodically to stay informed about our terms.

Contact Information

If you have any questions about this disclaimer, need clarification on any of our tools, or wish to report an inaccuracy, please reach out to us.

Questions or Concerns?

Syedali Mallikar personally reads every message and responds within 2–3 business days.

Contact Us

This disclaimer was last reviewed and updated on January 15, 2026, by Syedali Mallikar.